Auripeak is a privacy-first finance control and liquidity intelligence platform for freelancers, self-employed professionals, and micro-businesses in Europe. It consolidates transactions, invoices, recurring costs, and cash-flow visibility into one structured workspace—without the overhead of enterprise accounting software.

Auripeak is designed GDPR-first with strong data protection principles: encryption in transit and at rest, strict access controls, and no data resale. Accounts and permissions are role-based, and sensitive actions can be protected with two-factor authentication (2FA). Tagline: Your data stays yours. Always.

No. Auripeak is not a broker and does not negotiate, switch, or manage business contracts. If third-party offers are ever displayed in the future, they will be optional, clearly labeled, and neutral. Tagline: No middlemen. No hidden motives.

At launch, Auripeak does not support bank linking. The initial release focuses on manual entry and OCR-assisted capture for accuracy, oversight, and clean auditability. Optional, read-only bank connectivity is planned post-launch via regulated open-banking providers (e.g., Tink for EU coverage and TrueLayer for the UK).

Auripeak is built around liquidity discipline—not generic reporting. It prioritizes clean transaction capture, internal-transfer integrity, recurring cost visibility, and forward-looking cash-flow signals, with a governance-first model suitable for regulated EU expectations.

Excel can track finance, but it does not provide automated capture (OCR), structured categorization workflows, internal transfer handling, recurring cost detection, or integrity alerts. Auripeak is built to reduce manual overhead while keeping human control. Tagline: Spreadsheet-level control. Operational-level automation.

Auripeak supports structured categorization for common business expenses (e.g., rent, utilities, subscriptions, transport) and allows manual overrides and custom tags. This keeps records consistent and audit-friendly without forcing a rigid chart of accounts.

Yes. Auripeak supports a dual-layer language model: the company can define a default language, and each member can set a personal language preference that overrides the default for their own workspace view.

Expenses can be captured via structured entry or receipt upload (OCR), supporting reimbursement and bookkeeping workflows. Budget controls are designed for visibility and discipline across categories or internal cost areas. Tagline: Track expenses with shared accountability.

Yes. Internal transfers (e.g., main → savings or EUR → USD movements) are detected and excluded from revenue and expense calculations by default to prevent double counting.

Auripeak detects recurring charges (e.g., rent, insurance, SaaS tools) and surfaces them as ongoing commitments. This improves cost visibility and reduces subscription leakage through reminders and review prompts.

Predictive cash-flow intelligence is positioned as a roadmap capability focused on forward liquidity visibility—forecasting expected inflows/outflows and highlighting potential shortfalls early. Tagline: Plan ahead. Never run blind.

At launch, Auripeak’s reliability is driven by controlled data entry (manual + OCR), validation prompts, and integrity checks (e.g., unclassified transaction prompts and reconciliation warnings). As bank connectivity rolls out post-launch, redundancy and provider-level resilience can be introduced as part of that phase.

Auripeak follows transparent SaaS pricing aligned to operator needs. Subscription and billing controls are restricted to owners, administrators, or explicitly authorized roles. No commissions. No brokerage incentives.

Auripeak highlights financial hygiene risks such as uncategorized items, unusual patterns, and balance mismatches. These alerts are designed to reduce errors and protect liquidity through early detection.

Auripeak provides operational visibility across cash-flow movement, expense structure, and recurring obligations. Reporting is designed to support planning, tax preparation workflows, and structured stakeholder updates without overcomplicating the workflow.

Access is role-based and managed through company permissions. Owners/admins can add or remove members and revoke access. User security can be strengthened with 2FA and account recovery controls. Tagline: Controlled access. Verifiable governance.

Auripeak is designed as a liquidity-focused control layer for EU small operators: governance-first, privacy-first, and oriented around clean financial data and forward-looking visibility rather than vague dashboards. Tagline: Clarity, control, and liquidity discipline.